Help for Debtors

A wide range of organisations provide help and guidance for those in debt.

The information provided below is provided for information only, we are not recommending that these organisations can assist you. Before taking debt advice you should check if you are incurring any charges.
Any advice provided by your adviser will be based on the information you provide to them, so you should ensure you give your adviser all the relevant information.

	National Debtline (Money Advice Trust) 0808 808 4000 (9am to 8pm Monday to Friday & 9.30am to 1pm Saturday) website Webchat facility
	Citizens Advice Debt helpline: 0800 240 4420 (9am to 5pm, Monday to Friday) website webchat facility
	Step Change (Foundation for Credit Counselling) 0800 138 1111 website Online debt advice
	Age UK website
	Debt Advice Foundation 08000 434050 Monday to Friday 8am to 6pm website
	Money Helper (Money and Pensions Service) Links to national and local organisations providing debt advice
	CAP – Christians Against Poverty Website Find local help
	Money Saving Expert Tips on where to go for help, and where not to go for help

If you take external advice, please ensure that you keep Payroll Debt UK informed. Some debt advice organisations will accept your permission to liaise direct with us.

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